DHA Participating Insurers 2017

The Health Insurance Law of Dubai No 11 of 2013 requires that all Residents must have a level of health insurance that meets or exceeds minimum benefits stipulated by DHA. These benefits form what is known as the Essential Benefits Plan. In order not to be a burden on employers, the price of providing these benefits needs to be kept low. In addition, DHA wants to ensure that the most vulnerable workers are protected. Because of this, insurers will only be able to make reasonably small profits from the Essential Benefits Plan. Accordingly, only those insurance companies who can provide cover on a cost effective basis, who can handle volume business and can demonstrate operational effectiveness and high levels of customer service will be able to sell the Essential Benefits Plan to the segment of the Resident population earning 4,000 AED or less per month.

Over time, employers will have to cover these workers with a policy provided only by a “Participating Insurer”. The standards required to qualify as a “PI” were set at a much higher level than those required to obtain the DHA Health Insurance Permit.

For 2017, the list of Participating Insurers is shown below.

eClaimLink ID

PI Name

Index Rate

Call Center Number

Online Application Link

INS038

National Deneral Insurance Company PJSC - NGI

AED 550

04 – 211 5800

https://ngionline.ae/

INS020

AlBuhaira National Insurance Company

AED 550

600 545459

https://online.albuhaira.com/insurance/health/quotation

INS012

Oman Insurance Company PSC

AED 560

800 47 46 /800 66 26

 https://www.omaninsurance.ae/individuals/health-insurance

INS006

Dubai Islamic Insurance & Reinsurance - AMAN

AED 581

971551609342

NA

INS019

Qatar Insurance Company

597

800 4742

NA

INS134

MEDGULF - THE MEDITERRANEAN & GULF INSURANCE & REINSURANCE CO. B.S.C. (C) (DUBAI BRANCH)

AED 550

8006334853

https://www.medgulf.ae

INS007

Dubai National Insurance Company

AED 535

600580000

https://www.dnirc.com/personal-insurance/medical/dha_ebp/

INS137

Cigna Insurance Middle East

AED 730

04-5127100

NA

INS040

Union Insurance Company

550

80084248

NA

INS035

Islamic Arab Insurance Co. (SALAMA)

AED 600

800-725262

https://salama.ae/health-takaful/?gclid=EAIaIQobChMIir7I4NuV9gIVLYxoCR1PWQmHEAAYASAAEgJiTvD_BwE

INS008

Orient Insurance PJSC

AED 550

800 ORIENT (674638)

https://orientonline.ae/portals/guestlogin.aspx

INS017

Abu Dhabi National Insurance Company PJSC (ADNIC)

AED 575

800 8040

https://www.adnic.ae/

INS005

Dubai Insurance company

550-750

800382467

https://www.dubins.ae/en/

INS013

American Life Insurance Company (MetLife)

800 6385433 (Inside UAE) & 971 4 415 4555 (Outside UAE)

https://www.metlife.ae/en/how-we-can-support-you/mymetlife/

INS018

Noor Takaful

550

800-Takaful (825 2385)

https://www.noortakaful.com/#/personal/medical

INS011

Al Saqr National Insurance Company

525

+97147028500

https://portalmed.alsagrins.ae/